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ACH Origination Services

Our ACH (Automated Clearing House) Origination service puts you in the driver’s seat when it comes to steering money in and out of your account.

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ACH Origination Overview

ACH Origination services streamline payments by enabling businesses to electronically transfer funds to employees and vendors, reducing reliance on paper checks and manual processing. This system enhances efficiency, security, and cost-effectiveness, ensuring timely and accurate transactions.

Our system uses advanced technology to secure your data and protect your deposits. You can access your accounts without worry. We utilize Multi-Factor Authentication with the use of Tokens to verify your identity with password and unique one-time code. Authorization access and transaction rights can be customized to individual users by the account administrator. This allows you to have peace of mind by knowing who has access to your accounts.

Make your life easier with ACH Origination services with State National Bank. It's fast, easy and secure so you work smarter, not harder. For more information on features or fees, stop by any of our branches or give us a call at (432) 264-2100.

ACH Origination Benefits

Faster Payments

Funds are transferred quickly, often within one to two business days.

Cost Savings

Lower transaction fees compared to traditional payment methods.

Enhanced Security

Reduces fraud risks associated with paper checks.

Convenience

Automates recurring payments, minimizing administrative workload.

Improved Cash Flow Management

Predictable settlement times help businesses plan finances more effectively.

*Please note in order to obtain access to these online services, additional documentation and approval will be required.

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ACH Origination services may be right for you if:

  • You process frequent payments to employees, vendors, or customers.
  • You need a reliable way to collect recurring payments like subscriptions, loan installments, vendor payments, or payroll.
  • You want to reduce the time and cost associated with paper checks and manual transactions.
  • You prioritize secure transactions with reduced fraud risk compared to traditional payment methods.
  • You need improved cash flow management and predictable payment scheduling.
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NACHA Operating Rules

Visit NACHA.org for NACHA rule updates

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An experienced member of our banking team will be there for you every step of your financial journey.