Save Your Way with SteadySaveSM by State National Bank
What's the easiest way to save money?
Automatically! That is why we started SteadySaveSM, an automatic savings program designed to help you meet your savings goals effortlessly.
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Saving for the future is important but we know it's not easy, especially when you go it alone.
Now you have a partner to help you at State National Bank.
SteadySaveSM is an easy way to save money and reach your goals quickly. Every time you use your debit card on a qualifying purchase, we'll automatically round the transaction to the next dollar and transfer the difference. With SteadySave by State National Bank we'll automatically transfer the difference of each debit card transaction into savings or Money Market account.
SteadySaveSM makes saving money easy and automatic — you'll hardly notice the extra few cents tacked on to each purchase, and it will make a big difference at the end of the year when you see how much you've saved. It adds up quick!
How It Works
It's easy. You enroll in the SteadySaveSM program. We transfer money to your savings each time you use your State National Bank Debit Mastercard®.
At the end of each business day, we determine the number of Debit Card transactions that are eligible SteadySaveSM transactions. We then make a SteadySaveSM transfer; that is, we move individual credit amounts to your savings or money market account from your eligible checking account.
For example, if you have three eligible Debit Card transactions one for $0.50, one for $0.75, and one for $1.00 we will deduct those three amounts from your checking account and credit your savings or money market account with the three individual amounts. (i.e., you use your card for $10.50, $11.25, and $21.00. Then we will move $0.50, $0.75, and $1.00, respectively from your checking account to your savings or money market account.
Eligible transactions made on a non-business day will transferred with eligible transactions made on the following business day. The term "business day" means every day except Saturdays, Sundays and federal holidays.
The SteadySaveSM transfer will not be processed on any day that sufficient funds are not available or if the SteadySaveSM transfer would result in an overdraft. In such a case, the SteadySaveSM transfer will not be processed at a later date.
You may opt out of your SteadySaveSM transfer at any time by telephone, written request, chat, email, or by visiting any State National Bank branch location.
For additional program details, see the SteadySaveSM Terms and Conditions.
Eligible Transactions
Purchases you make with your Mastercard® Debit Card (signature or PIN- based) are eligible transactions. The purchase must result in a debit transaction that posts to your preselected, personal State National Bank checking account. The purchase of foreign currency, traveler's checks, cashier's checks and other similar instruments are not eligible transactions. All other transactions conducted using your Debit Card such as deposits, withdrawals, balance inquiries, transfers, credits, pre-authorizations, reversals, and other checking account inquiries are not eligible transactions.
If the eligible Debit Card transaction is later cancelled or reversed, the original SteadySave transfer will remain in your savings or money market account.
Other Requirements
To enroll for SteadySaveSM you must have at least one State National Bank personal checking account, linked to a State National Bank personal savings or money market account and an open Mastercard® Debit Card with State National Bank.
Enrollment in the SteadySaveSM program requires that you receive a combined statement; the savings will be linked to a personal checking account. The SteadySaveSM program is available only in association with personal accounts. The program is not available to business entities.
For additional program details, see the SteadySaveSM Terms and Conditions.