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State National Bank invests in the local businesses to help grow our communities.

We have lending capabilities for owner-occupied commercial real estate and construction loans. We strongly believe in timely local decisions made by bankers living in your community.

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A closeup of a loan application and calculator

What can a commercial real estate loan be used for?

  • Office
  • Retail
  • Industrial
  • Multifamily
  • Mixed-use

Commerical Real Estate Loans Overview

State National Bank makes applying for a commercial/business loan quick and easy. As a local bank we are able to make decisions quickly.

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Loan Features

Standarized Amoritization Schedules

Fixed and Variable Rate Options

Low fees and closing costs

A banker and customer discuss business across a desk

Is this loan right for you?

You might be a good fit if:

  • Construction; both new and remodels or expansions
  • Purchasing investment real estate
  • Purchasing and existing commercial property
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What to know before you apply

  • You'll need to provide documentation for income*
  • We may request income verification such as Tax Returns and Financial Statements
  • Be prepared for any appraisals
  • Talk to our team early — we're here to help

* Financial documentation requirements will depend on the complexity of your business needs.

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Contact us today!

An experienced member of our lending team will be there for you every step of the way.

Reminder

State National Bank will NEVER initiate a phone call and request personal and sensitive information such as your account number, PIN, SS#, Username, or Security Questions. If you receive a call such as this, kindly end the call and contact the bank directly.

If someone contacts you and claims you are in trouble, or have won something, but instruct you to make payments in the form of Cryptocurrency such as Bitcoin. It is a SCAM! Hang up and contact your local branch immediately.

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