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Business Beneficial Ownership

In 2021, Congress passed the Corporate Transparency Act on a bipartisan basis. This law creates a new beneficial ownership information reporting requirement as part of the U.S. government's efforts to make it harder for bad actors to hide or benefit from their ill-gotten gains through shell companies or other opaque ownership structures.

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What does this mean for you and your business?

If your business is currently registered at the Secretary of State, you will also have to register with the federal government beginning January 1, 2024 thru January 1, 2025. If you establish a new business after January 1, 2024 and are required to register at the Secretary of State, you will have 90* days to register with the federal government at .

The purpose of the rule is to promote transparency in the ownership of businesses for our law enforcement community.

Legal Requirements

Identify Your 25% Owners

Identify those who have substantial control over your business

Identify a company applicant

Provide information on the company itself.

Additional Resources

We have provided additional URLs below to navigate directly to the government websites:

  • Beneficial Ownership FAQs:
  • Beneficial Ownership Small Entity Guide:

Please contact us at 432-264-2100, with any questions you may have.

Reminder

State National Bank will NEVER initiate a phone call and request personal and sensitive information such as your account number, PIN, SS#, Username, or Security Questions. If you receive a call such as this, kindly end the call and contact the bank directly.

If someone contacts you and claims you are in trouble, or have won something, but instruct you to make payments in the form of Cryptocurrency such as Bitcoin. It is a SCAM! Hang up and contact your local branch immediately.

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