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Security and transaction alerts

Security and transaction alerts act as an early-warning system for your accounts, giving you real-time visibility into activity that could affect your money, identity, or peace of mind. They notify you the moment something important happens. Whether it's a login, a card purchase, or a change to your profile. This allows you to confirm it's really you or act quickly if something looks wrong.

A couple frets while going over paperwork

What alerts do

Security alerts focus on protecting your identity and account access. They notify you when something occurs that could indicate unauthorized activity. These alerts help you spot fraud early, reduce the risk of account takeover, and maintain control over who is accessing your banking profile.

Transaction alerts monitor the movement of money in and out of your accounts. They help you track spending, manage cash flow, and catch unexpected charges before they escalate.

Why enabling alerts matters

Alerts turn your phone into a 24/7 security partner. Fraud moves fast, and criminals rely on delays in customer awareness. When you receive instant notifications, you can shut down unauthorized activity before it becomes a major loss. Alerts also support healthy financial habits by keeping you connected to your daily transactions.

Benefits at a Glance

Immediate awareness of suspicious or unusual activity

Faster detection of unauthorized transactions

Better control over spending and account balances

Peace of mind knowing you’ll be notified anytime your card or account is used

Examples of security alerts

  • New login from an unrecognized device
  • Password or contact information changes
  • Failed Login attempts
  • Card locked, unlocked, or reissued
  • Suspicious activity flagged by the bank's fraud systems

Examples of transaction alerts

  • Purchases over a set dollar amount
  • Card-not-present transactions (online or phone purchases)
  • ATM withdrawals
  • Low balance or large deposit
  • Recurring subscription charges
  • International transactions

Reminder

State National Bank will NEVER initiate a phone call and request personal and sensitive information such as your account number, PIN, SS#, Username, or Security Questions. If you receive a call such as this, kindly end the call and contact the bank directly.

If someone contacts you and claims you are in trouble, or have won something, but instruct you to make payments in the form of Cryptocurrency such as Bitcoin. It is a SCAM! Hang up and contact your local branch immediately.

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